January 13, 2024
Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, MDF, beneficiaries, and taxes.
(5:30) A Washington listener wonders if stock options should be counted towards earnings when considering Social Security.
(20:15) A New York listener comments on trying to discuss his form SSA-44 with the local Social Security office.
(27:15) A listener in Minnesota wonders if they should prioritize IRA distributions from one either spouses account or not.
(40:00) George in Connecticut looks for advice on whether or not he should use an older fixed annuity to help cover his future minimum dignity floor (MDF) need.
(56:30) A listener proposes a hypothetical situation and asks about a beneficiary change in an inherited IRA currently taking RMDs from a Trust to an individual.
(1:07:15) George in Louisiana wonders if he should contribute to his pre-tax accounts rather than Roth given his projected future tax picture in retirement.
Podcast: Play in new window | Download (Duration: 1:21:22 — 37.2MB)
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