Retirement

Home » Podcasts » Social Security, IRMAA, Secure Act 2.0, and RMDs: Q&A #2404 January 27, 2024 Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, Secure Act 2.0, and RMDs. (8:45) A listener from Texas looks for clarity on how a Social Security spousal offset can be calculated given … Read more

Can you believe 2024 is almost over?! It’s true the years go by faster as you get older. I’m 51 this year and 2024 flew by. Mrs. RB40 and I still feel like we’re 30! It’s crazy we’re this old, but we’ll be 70 before we know it. Ugh! Anyway, we have to enjoy ourselves … Read more

Home » Podcasts » Section 204 Of Secure Act 2.0: EDU #2404 January 24, 2024 Jim and Chris take a deep dive into Section 204 of SECURE Act 2, and how an annuitized annuity held inside an IRA may be used to offset RMD’s from remaining IRA’s. Podcast: Play in new window | Download (Duration: … Read more

Home » Podcasts » Private Letter Ruling On Inherited IRAs: EDU #2403 January 17, 2024 Jim and Chris sit down to discuss a recently released private letter ruling regarding an inherited IRA and beneficiaries. Podcast: Play in new window | Download (Duration: 1:01:23 — 28.1MB) Subscribe: Check out the background of firms and investment professionals … Read more

Hey everyone! Today, I want to talk about being too cheap. This is a bit unusual because being cheap gives you a huge advantage in achieving financial independence. However, we are all at a different point in our journey. Being cheap was very useful for me when I was young. However, we are older and … Read more

January 13, 2024 Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, MDF, beneficiaries, and taxes. (5:30) A Washington listener wonders if stock options should be counted towards earnings when considering Social Security. (20:15) A New York listener comments on trying to discuss his form SSA-44 with the local Social … Read more