Home » Podcasts » Roth Conversions, Social Security, CD Ladders, and SPIAs: Q&A #2405 February 3, 2024 Jim and Chris sit down to discuss listeners questions relating to Roth conversions, Social Security, CD ladders, and SPIAs. (3:30) A Californian listener wonders if Roth conversions are subject to the Social Security earnings test. (9:30) Georgette from … Read more
Happy Holidays, everyone! I hope you are enjoying the holidays as much as RB40Jr. He loves winter break because he doesn’t have to go to school. Life is so simple for a kid. This year, we are flying to California to visit families for a week. Normally, I don’t like to travel during Christmas because … Read more
Home » Podcasts » Different Approaches To Retirement Planning: EDU #2405 January 31, 2024 Jim and Chris take a deep dive on a listeners email describing their approach to retirement planning and provide their own input. Podcast: Play in new window | Download (Duration: 1:09:16 — 31.7MB) Subscribe: Check out the background of firms and … Read more
Home » Podcasts » Social Security, IRMAA, Secure Act 2.0, and RMDs: Q&A #2404 January 27, 2024 Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, Secure Act 2.0, and RMDs. (8:45) A listener from Texas looks for clarity on how a Social Security spousal offset can be calculated given … Read more
Can you believe 2024 is almost over?! It’s true the years go by faster as you get older. I’m 51 this year and 2024 flew by. Mrs. RB40 and I still feel like we’re 30! It’s crazy we’re this old, but we’ll be 70 before we know it. Ugh! Anyway, we have to enjoy ourselves … Read more
Home » Podcasts » Section 204 Of Secure Act 2.0: EDU #2404 January 24, 2024 Jim and Chris take a deep dive into Section 204 of SECURE Act 2, and how an annuitized annuity held inside an IRA may be used to offset RMD’s from remaining IRA’s. Podcast: Play in new window | Download (Duration: … Read more
Home » Podcasts » Private Letter Ruling On Inherited IRAs: EDU #2403 January 17, 2024 Jim and Chris sit down to discuss a recently released private letter ruling regarding an inherited IRA and beneficiaries. Podcast: Play in new window | Download (Duration: 1:01:23 — 28.1MB) Subscribe: Check out the background of firms and investment professionals … Read more