August 3, 2024
Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, and inherited Roth IRAs.
(5:30) George asks about how he can determine the best time for his wife to claim her Social Security benefit.
(16:45) George wonders how his mother-in-law can get the Social Security Administration to use the monthly earnings test rather than the annual earnings test.
(28:00) Jim and Chris next tackle a question from a listener regarding their answer on the July 6th Q&A Show #2627 on how the 5-year rule on Roth qualified distributions impacts a non-spouse beneficiary who inherits a Roth IRA if the beneficiary never owned a Roth IRA before. The original answer was incorrect, and Jim and Chris take the opportunity with this listener’s question to clear up the confusion.
(53:45) A listener looks for clarification on a previous podcast episode regarding variable annuities within IRAs.
(1:04:15) A listener wonders about implementing a multi-year guaranteed annuity (MYGA) in his retirement plan.
Articles Referenced:
Podcast: Play in new window | Download (Duration: 1:39:11 — 45.4MB)
Subscribe: